Recently, there has been a rumor circulating online: Nowadays, young people do not trade stocks, and those who trade stocks are all elderly people, which is why the A-share market trend is sluggish. Moreover, there is a data chart of investor ages online to prove the correctness of this view.
I never take online opinions and data at face value. To verify this matter, I checked the data from my own public account background. My background data shows that the number of fans is relatively balanced. The proportion of people aged 26 to 35 is 29%, 36 to 45 is 26%, and 46 to 60 is 30%.
From this, it can be seen that the number of young, middle-aged, and elderly people investing in stocks and funds is basically the same, and there is no sign that young people are not entering the stock market. The proportion of young people aged 18 to 25 is 8%, relatively less, mainly because most of them have not yet entered the workforce or have just entered the workforce, and lack the principal to trade stocks. This is a very reasonable phenomenon.
So, I don't quite believe that the current market is not good because young people do not trade stocks. I think it is more likely that the current A-share market's profit effect is not strong, and most of the funds are distributed in low-risk investments such as deposits, financial products, and bonds. A large amount of data shows that residents' savings have been increasing in the past two years, the scale of bond funds is getting bigger and bigger, and bank financial management is also as high as tens of trillions. These funds are unwilling to enter the market, which is the reason for the current weak trend of A-shares.
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When these funds enter the market in large numbers, the bull market will completely break out. However, as latecomers, these funds are also very likely to buy at high prices, and ultimately become the bearers of high market prices. In my eyes, people who now deposit most of their funds in banks, buy bank financial products, or bond funds are people who don't understand investment and financial management.
Now A-shares are at a historical bottom, and investing in stocks or stock funds is the most correct choice. Unfortunately, the vast majority of people in this world do not understand stock investment, so they can only put their funds in real estate, banks, or low-risk financial management, allowing their funds to be eroded by inflation.
There are two most important things in life, but our primary and secondary school education has never had relevant courses, even the most basic common sense popularization is not available. These two most important things are health and financial management. The lack of health education from a young age leads to a large number of children suffering from chronic diseases such as myopia, obesity, and dental caries, which will be very serious after adulthood, and the best prevention and treatment opportunities will be lost. Popularizing health common sense as early as possible can reduce the country's future expenditure on medical security, which is definitely a good thing for the country and the people.
Our junior high school classrooms should establish financial management education courses to let children understand investment and financial management from a young age. When children have a certain basic knowledge of investment and financial management, there will be relatively fewer speculators in the future financial market, and market fluctuations will tend to slow down, which is conducive to the stability of the national economy and society.The current A-share market is experiencing such significant fluctuations, primarily due to the fact that the vast majority of investors are extremely lacking in the correct investment perspective and basic investment knowledge. They often operate based on instinct and emotions, and it would be strange if they didn't suffer losses from stock trading in the long run.
Of course, even after learning about financial investment knowledge, not everyone can become a billionaire. Investment also requires a certain talent, and only a very few people make a lot of money in investment due to their good talent. Most people, after having financial investment awareness and learning basic financial knowledge, can at least make their future life path smoother.
The current A-share market is at a historical bottom, providing a good opportunity for investors with courage and insight to increase their wealth and even change their fate. We must cherish this hard-won opportunity. Our life time is limited, and there are not many opportunities in life that can change fate!
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